Summary Verdict
NAVN: 1—APPF: 4wins
Rule of 40
35.5NAVN
46.3APPF
check_circleAPPF leads
Revenue Growth
30.8%NAVN
21.5%APPF
check_circleNAVN leads
Gross Margin
71%NAVN
84%APPF
check_circleAPPF leads
FCF Margin
4.7%NAVN
24.8%APPF
check_circleAPPF leads
Operating Margin
-28.0%NAVN
15.8%APPF
check_circleAPPF leads
NRR
—NAVN
—APPF
Metric
Rule of 40Efficiency score
NAVN
35.5
APPF
46.3check_circle
Revenue GrowthYoY
NAVN
30.8%check_circle
APPF
21.5%
Gross Margin% of revenue
NAVN
71%
APPF
84%check_circle
FCF MarginFree cash flow
NAVN
4.7%
APPF
24.8%check_circle
Operating MarginGAAP
NAVN
-28.0%
APPF
15.8%check_circle
NRRNet retention
NAVN
N/A
APPF
N/A
EV / RevenueValuation multiple
NAVN
N/A
APPF
6.3x
Market CapUSD
NAVN
N/A
APPF
$6.1B
ARR GrowthYoY
NAVN
N/A
APPF
N/A
CAC PaybackMonths to recover
NAVN
N/A
APPF
N/A
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insights
Analysis
As of Q1 2026, Navan, Inc. trades at N/A EV/Revenue versus AppFolio, Inc. at 6.3x. On the Rule of 40, Navan, Inc. scores 35.5 compared to AppFolio, Inc.'s 46.3, placing AppFolio, Inc. ahead in operating efficiency. Gross margins stand at Navan, Inc. 71% vs AppFolio, Inc. 84%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.