analyticsVertical SaaS
Data as of Q1 2026
Summary Verdict
GWRE: 2—APPF: 3wins
Rule of 40
53.2GWRE
46.3APPF
check_circleGWRE leads
Revenue Growth
30.0%GWRE
21.5%APPF
check_circleGWRE leads
Gross Margin
59%GWRE
84%APPF
check_circleAPPF leads
FCF Margin
23.1%GWRE
24.8%APPF
check_circleAPPF leads
Operating Margin
3.2%GWRE
15.8%APPF
check_circleAPPF leads
NRR
—GWRE
—APPF
Metric
Rule of 40Efficiency score
GWRE
53.2check_circle
APPF
46.3
Revenue GrowthYoY
GWRE
30.0%check_circle
APPF
21.5%
Gross Margin% of revenue
GWRE
59%
APPF
84%check_circle
FCF MarginFree cash flow
GWRE
23.1%
APPF
24.8%check_circle
Operating MarginGAAP
GWRE
3.2%
APPF
15.8%check_circle
NRRNet retention
GWRE
N/A
APPF
N/A
EV / RevenueValuation multiple
GWRE
9.2x
APPF
6.3xcheck_circle
Market CapUSD
GWRE
$11.8Bcheck_circle
APPF
$6.1B
ARR GrowthYoY
GWRE
N/A
APPF
N/A
CAC PaybackMonths to recover
GWRE
N/A
APPF
N/A
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insights
Analysis
As of Q1 2026, Guidewire Software, Inc. trades at 9.2x EV/Revenue versus AppFolio, Inc. at 6.3x. On the Rule of 40, Guidewire Software, Inc. scores 53.2 compared to AppFolio, Inc.'s 46.3, placing Guidewire Software, Inc. ahead in operating efficiency. Gross margins stand at Guidewire Software, Inc. 59% vs AppFolio, Inc. 84%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.