analyticsVertical SaaS
Data as of Q3 2025
Summary Verdict
ACIW: 1—APPF: 4wins
Rule of 40
26.4ACIW
46.3APPF
check_circleAPPF leads
Revenue Growth
8.5%ACIW
21.5%APPF
check_circleAPPF leads
Gross Margin
50%ACIW
84%APPF
check_circleAPPF leads
FCF Margin
17.9%ACIW
24.8%APPF
check_circleAPPF leads
Operating Margin
19.1%ACIW
15.8%APPF
check_circleACIW leads
NRR
—ACIW
—APPF
Metric
Rule of 40Efficiency score
ACIW
26.4
APPF
46.3check_circle
Revenue GrowthYoY
ACIW
8.5%
APPF
21.5%check_circle
Gross Margin% of revenue
ACIW
50%
APPF
84%check_circle
FCF MarginFree cash flow
ACIW
17.9%
APPF
24.8%check_circle
Operating MarginGAAP
ACIW
19.1%check_circle
APPF
15.8%
NRRNet retention
ACIW
N/A
APPF
N/A
EV / RevenueValuation multiple
ACIW
2.9xcheck_circle
APPF
6.3x
Market CapUSD
ACIW
$4.4B
APPF
$6.1Bcheck_circle
ARR GrowthYoY
ACIW
N/A
APPF
N/A
CAC PaybackMonths to recover
ACIW
N/A
APPF
N/A
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insights
Analysis
As of Q3 2025, ACI WORLDWIDE, INC. trades at 2.9x EV/Revenue versus AppFolio, Inc. at 6.3x. On the Rule of 40, ACI WORLDWIDE, INC. scores 26.4 compared to AppFolio, Inc.'s 46.3, placing AppFolio, Inc. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 50% vs AppFolio, Inc. 84%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.