analyticsFintech
Data as of Q4 2024
Summary Verdict
ZUO: 0—BILL: 5wins
Rule of 40
26.3ZUO
38.2BILL
check_circleBILL leads
Revenue Growth
14.1%ZUO
22.1%BILL
check_circleBILL leads
Gross Margin
68%ZUO
81%BILL
check_circleBILL leads
FCF Margin
12.2%ZUO
16.1%BILL
check_circleBILL leads
Operating Margin
-7.6%ZUO
-4.3%BILL
check_circleBILL leads
NRR
—ZUO
—BILL
Metric
Rule of 40Efficiency score
ZUO
26.3
BILL
38.2check_circle
Revenue GrowthYoY
ZUO
14.1%
BILL
22.1%check_circle
Gross Margin% of revenue
ZUO
68%
BILL
81%check_circle
FCF MarginFree cash flow
ZUO
12.2%
BILL
16.1%check_circle
Operating MarginGAAP
ZUO
-7.6%
BILL
-4.3%check_circle
NRRNet retention
ZUO
N/A
BILL
N/A
EV / RevenueValuation multiple
ZUO
3.4x
BILL
2.3xcheck_circle
Market CapUSD
ZUO
$1.5B
BILL
$3.7Bcheck_circle
ARR GrowthYoY
ZUO
N/A
BILL
N/A
CAC PaybackMonths to recover
ZUO
N/A
BILL
N/A
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insights
Analysis
As of Q4 2024, Zuora, Inc. trades at 3.4x EV/Revenue versus Bill.com Holdings, Inc. at 2.3x. On the Rule of 40, Zuora, Inc. scores 26.3 compared to Bill.com Holdings, Inc.'s 38.2, placing Bill.com Holdings, Inc. ahead in operating efficiency. Gross margins stand at Zuora, Inc. 68% vs Bill.com Holdings, Inc. 81%.
Sector Context
Both companies operate in the Fintech sector. The median columns above show where each company stands relative to their peers.