Summary Verdict
ACIW: 3—UPWK: 2wins
Rule of 40
24.2ACIW
9.9UPWK
check_circleACIW leads
Revenue Growth
6.9%ACIW
2.0%UPWK
check_circleACIW leads
Gross Margin
47%ACIW
78%UPWK
check_circleUPWK leads
FCF Margin
17.3%ACIW
7.8%UPWK
check_circleACIW leads
Operating Margin
16.4%ACIW
17.0%UPWK
check_circleUPWK leads
NRR
—ACIW
—UPWK
Metric
Rule of 40Efficiency score
ACIW
24.2check_circle
UPWK
9.9
Revenue GrowthYoY
ACIW
6.9%check_circle
UPWK
2.0%
Gross Margin% of revenue
ACIW
47%
UPWK
78%check_circle
FCF MarginFree cash flow
ACIW
17.3%check_circle
UPWK
7.8%
Operating MarginGAAP
ACIW
16.4%
UPWK
17.0%check_circle
NRRNet retention
ACIW
N/A
UPWK
N/A
EV / RevenueValuation multiple
ACIW
N/A
UPWK
N/A
Market CapUSD
ACIW
N/A
UPWK
N/A
ARR GrowthYoY
ACIW
N/A
UPWK
N/A
CAC PaybackMonths to recover
ACIW
N/A
UPWK
N/A
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insights
Analysis
As of Q1 2026, ACI WORLDWIDE, INC. trades at N/A EV/Revenue versus UPWORK, INC at N/A. On the Rule of 40, ACI WORLDWIDE, INC. scores 24.2 compared to UPWORK, INC's 9.9, placing ACI WORLDWIDE, INC. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 47% vs UPWORK, INC 78%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.