Summary Verdict
NRDS: 3—ACIW: 2wins
Rule of 40
37.2NRDS
28.0ACIW
check_circleNRDS leads
Revenue Growth
21.7%NRDS
10.4%ACIW
check_circleNRDS leads
Gross Margin
92%NRDS
49%ACIW
check_circleNRDS leads
FCF Margin
15.6%NRDS
17.6%ACIW
check_circleACIW leads
Operating Margin
7.8%NRDS
18.8%ACIW
check_circleACIW leads
NRR
—NRDS
—ACIW
Metric
Rule of 40Efficiency score
NRDS
37.2check_circle
ACIW
28.0
Revenue GrowthYoY
NRDS
21.7%check_circle
ACIW
10.4%
Gross Margin% of revenue
NRDS
92%check_circle
ACIW
49%
FCF MarginFree cash flow
NRDS
15.6%
ACIW
17.6%check_circle
Operating MarginGAAP
NRDS
7.8%
ACIW
18.8%check_circle
NRRNet retention
NRDS
N/A
ACIW
N/A
EV / RevenueValuation multiple
NRDS
N/A
ACIW
N/A
Market CapUSD
NRDS
N/A
ACIW
N/A
ARR GrowthYoY
NRDS
N/A
ACIW
N/A
CAC PaybackMonths to recover
NRDS
N/A
ACIW
N/A
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insights
Analysis
As of Q4 2025, NERDWALLET, INC. trades at N/A EV/Revenue versus ACI WORLDWIDE, INC. at N/A. On the Rule of 40, NERDWALLET, INC. scores 37.2 compared to ACI WORLDWIDE, INC.'s 28.0, placing NERDWALLET, INC. ahead in operating efficiency. Gross margins stand at NERDWALLET, INC. 92% vs ACI WORLDWIDE, INC. 49%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.