ACI WORLDWIDE, INC. vs nCino, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q1 2026
Summary Verdict
ACIW: 1—NCNO: 4wins
Rule of 40
24.2ACIW
47.7NCNO
check_circleNCNO leads
Revenue Growth
6.9%ACIW
11.8%NCNO
check_circleNCNO leads
Gross Margin
47%ACIW
61%NCNO
check_circleNCNO leads
FCF Margin
17.3%ACIW
35.9%NCNO
check_circleNCNO leads
Operating Margin
16.4%ACIW
3.6%NCNO
check_circleACIW leads
NRR
—ACIW
—NCNO
Metric
Rule of 40Efficiency score
ACIW
24.2
NCNO
47.7check_circle
Revenue GrowthYoY
ACIW
6.9%
NCNO
11.8%check_circle
Gross Margin% of revenue
ACIW
47%
NCNO
61%check_circle
FCF MarginFree cash flow
ACIW
17.3%
NCNO
35.9%check_circle
Operating MarginGAAP
ACIW
16.4%check_circle
NCNO
3.6%
NRRNet retention
ACIW
N/A
NCNO
N/A
EV / RevenueValuation multiple
ACIW
3.8x
NCNO
3.1xcheck_circle
Market CapUSD
ACIW
$5.8Bcheck_circle
NCNO
$2.0B
ARR GrowthYoY
ACIW
N/A
NCNO
N/A
CAC PaybackMonths to recover
ACIW
N/A
NCNO
N/A
insights
Analysis
As of Q1 2026, ACI WORLDWIDE, INC. trades at 3.8x EV/Revenue versus nCino, Inc. at 3.1x. On the Rule of 40, ACI WORLDWIDE, INC. scores 24.2 compared to nCino, Inc.'s 47.7, placing nCino, Inc. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 47% vs nCino, Inc. 61%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.