Summary Verdict
NAVN: 3—ACIW: 2wins
Rule of 40
35.5NAVN
28.0ACIW
check_circleNAVN leads
Revenue Growth
30.8%NAVN
10.4%ACIW
check_circleNAVN leads
Gross Margin
71%NAVN
49%ACIW
check_circleNAVN leads
FCF Margin
4.7%NAVN
17.6%ACIW
check_circleACIW leads
Operating Margin
-28.0%NAVN
18.8%ACIW
check_circleACIW leads
NRR
—NAVN
—ACIW
Metric
Rule of 40Efficiency score
NAVN
35.5check_circle
ACIW
28.0
Revenue GrowthYoY
NAVN
30.8%check_circle
ACIW
10.4%
Gross Margin% of revenue
NAVN
71%check_circle
ACIW
49%
FCF MarginFree cash flow
NAVN
4.7%
ACIW
17.6%check_circle
Operating MarginGAAP
NAVN
-28.0%
ACIW
18.8%check_circle
NRRNet retention
NAVN
N/A
ACIW
N/A
EV / RevenueValuation multiple
NAVN
N/A
ACIW
N/A
Market CapUSD
NAVN
N/A
ACIW
N/A
ARR GrowthYoY
NAVN
N/A
ACIW
N/A
CAC PaybackMonths to recover
NAVN
N/A
ACIW
N/A
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insights
Analysis
As of Q1 2026, Navan, Inc. trades at N/A EV/Revenue versus ACI WORLDWIDE, INC. at N/A. On the Rule of 40, Navan, Inc. scores 35.5 compared to ACI WORLDWIDE, INC.'s 28.0, placing Navan, Inc. ahead in operating efficiency. Gross margins stand at Navan, Inc. 71% vs ACI WORLDWIDE, INC. 49%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.