Summary Verdict
MQ: 4—ACIW: 1wins
Rule of 40
49.0MQ
28.0ACIW
check_circleMQ leads
Revenue Growth
23.3%MQ
10.4%ACIW
check_circleMQ leads
Gross Margin
70%MQ
49%ACIW
check_circleMQ leads
FCF Margin
25.7%MQ
17.6%ACIW
check_circleMQ leads
Operating Margin
-7.4%MQ
18.8%ACIW
check_circleACIW leads
NRR
—MQ
—ACIW
Metric
Rule of 40Efficiency score
MQ
49.0check_circle
ACIW
28.0
Revenue GrowthYoY
MQ
23.3%check_circle
ACIW
10.4%
Gross Margin% of revenue
MQ
70%check_circle
ACIW
49%
FCF MarginFree cash flow
MQ
25.7%check_circle
ACIW
17.6%
Operating MarginGAAP
MQ
-7.4%
ACIW
18.8%check_circle
NRRNet retention
MQ
N/A
ACIW
N/A
EV / RevenueValuation multiple
MQ
N/A
ACIW
N/A
Market CapUSD
MQ
N/A
ACIW
N/A
ARR GrowthYoY
MQ
N/A
ACIW
N/A
CAC PaybackMonths to recover
MQ
N/A
ACIW
N/A
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insights
Analysis
As of Q4 2025, Marqeta, Inc. trades at N/A EV/Revenue versus ACI WORLDWIDE, INC. at N/A. On the Rule of 40, Marqeta, Inc. scores 49.0 compared to ACI WORLDWIDE, INC.'s 28.0, placing Marqeta, Inc. ahead in operating efficiency. Gross margins stand at Marqeta, Inc. 70% vs ACI WORLDWIDE, INC. 49%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.