8X8 INC /DE/ vs Exzeo Group, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
Summary Verdict
EGHT: 1—XZO: 4wins
Rule of 40
10.3EGHT
95.7XZO
check_circleXZO leads
Revenue Growth
2.0%EGHT
43.5%XZO
check_circleXZO leads
Gross Margin
66%EGHT
55%XZO
check_circleEGHT leads
FCF Margin
8.3%EGHT
52.2%XZO
check_circleXZO leads
Operating Margin
3.4%EGHT
43.1%XZO
check_circleXZO leads
NRR
—EGHT
—XZO
Metric
Rule of 40Efficiency score
EGHT
10.3
XZO
95.7check_circle
Revenue GrowthYoY
EGHT
2.0%
XZO
43.5%check_circle
Gross Margin% of revenue
EGHT
66%check_circle
XZO
55%
FCF MarginFree cash flow
EGHT
8.3%
XZO
52.2%check_circle
Operating MarginGAAP
EGHT
3.4%
XZO
43.1%check_circle
NRRNet retention
EGHT
N/A
XZO
N/A
EV / RevenueValuation multiple
EGHT
N/A
XZO
7.3x
Market CapUSD
EGHT
N/A
XZO
$1.5B
ARR GrowthYoY
EGHT
N/A
XZO
N/A
CAC PaybackMonths to recover
EGHT
N/A
XZO
N/A
insights
Analysis
As of Q4 2025, 8X8 INC /DE/ trades at N/A EV/Revenue versus Exzeo Group, Inc. at 7.3x. On the Rule of 40, 8X8 INC /DE/ scores 10.3 compared to Exzeo Group, Inc.'s 95.7, placing Exzeo Group, Inc. ahead in operating efficiency. Gross margins stand at 8X8 INC /DE/ 66% vs Exzeo Group, Inc. 55%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.