8X8 INC /DE/ vs nCino, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
Summary Verdict
EGHT: 1—NCNO: 4wins
Rule of 40
13.3EGHT
49.9NCNO
check_circleNCNO leads
Revenue Growth
3.6%EGHT
14.9%NCNO
check_circleNCNO leads
Gross Margin
64%EGHT
62%NCNO
check_circleEGHT leads
FCF Margin
9.7%EGHT
35.0%NCNO
check_circleNCNO leads
Operating Margin
2.7%EGHT
6.0%NCNO
check_circleNCNO leads
NRR
—EGHT
—NCNO
Metric
Rule of 40Efficiency score
EGHT
13.3
NCNO
49.9check_circle
Revenue GrowthYoY
EGHT
3.6%
NCNO
14.9%check_circle
Gross Margin% of revenue
EGHT
64%check_circle
NCNO
62%
FCF MarginFree cash flow
EGHT
9.7%
NCNO
35.0%check_circle
Operating MarginGAAP
EGHT
2.7%
NCNO
6.0%check_circle
NRRNet retention
EGHT
N/A
NCNO
N/A
EV / RevenueValuation multiple
EGHT
N/A
NCNO
3.5x
Market CapUSD
EGHT
N/A
NCNO
$2.3B
ARR GrowthYoY
EGHT
N/A
NCNO
N/A
CAC PaybackMonths to recover
EGHT
N/A
NCNO
N/A
insights
Analysis
As of Q2 2026, 8X8 INC /DE/ trades at N/A EV/Revenue versus nCino, Inc. at 3.5x. On the Rule of 40, 8X8 INC /DE/ scores 13.3 compared to nCino, Inc.'s 49.9, placing nCino, Inc. ahead in operating efficiency. Gross margins stand at 8X8 INC /DE/ 64% vs nCino, Inc. 62%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.