ACI WORLDWIDE, INC. vs Exzeo Group, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q1 2026
Summary Verdict
ACIW: 0—XZO: 5wins
Rule of 40
24.2ACIW
95.7XZO
check_circleXZO leads
Revenue Growth
6.9%ACIW
43.5%XZO
check_circleXZO leads
Gross Margin
47%ACIW
55%XZO
check_circleXZO leads
FCF Margin
17.3%ACIW
52.2%XZO
check_circleXZO leads
Operating Margin
16.4%ACIW
43.1%XZO
check_circleXZO leads
NRR
—ACIW
—XZO
Metric
Rule of 40Efficiency score
ACIW
24.2
XZO
95.7check_circle
Revenue GrowthYoY
ACIW
6.9%
XZO
43.5%check_circle
Gross Margin% of revenue
ACIW
47%
XZO
55%check_circle
FCF MarginFree cash flow
ACIW
17.3%
XZO
52.2%check_circle
Operating MarginGAAP
ACIW
16.4%
XZO
43.1%check_circle
NRRNet retention
ACIW
N/A
XZO
N/A
EV / RevenueValuation multiple
ACIW
3.9xcheck_circle
XZO
7.3x
Market CapUSD
ACIW
$5.9Bcheck_circle
XZO
$1.5B
ARR GrowthYoY
ACIW
N/A
XZO
N/A
CAC PaybackMonths to recover
ACIW
N/A
XZO
N/A
insights
Analysis
As of Q1 2026, ACI WORLDWIDE, INC. trades at 3.9x EV/Revenue versus Exzeo Group, Inc. at 7.3x. On the Rule of 40, ACI WORLDWIDE, INC. scores 24.2 compared to Exzeo Group, Inc.'s 95.7, placing Exzeo Group, Inc. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 47% vs Exzeo Group, Inc. 55%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.