ACI WORLDWIDE, INC. vs Q2 Holdings, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q1 2026
Summary Verdict
ACIW: 2—QTWO: 3wins
Rule of 40
24.2ACIW
32.5QTWO
check_circleQTWO leads
Revenue Growth
6.9%ACIW
19.6%QTWO
check_circleQTWO leads
Gross Margin
47%ACIW
57%QTWO
check_circleQTWO leads
FCF Margin
17.3%ACIW
12.9%QTWO
check_circleACIW leads
Operating Margin
16.4%ACIW
9.3%QTWO
check_circleACIW leads
NRR
—ACIW
—QTWO
Metric
Rule of 40Efficiency score
ACIW
24.2
QTWO
32.5check_circle
Revenue GrowthYoY
ACIW
6.9%
QTWO
19.6%check_circle
Gross Margin% of revenue
ACIW
47%
QTWO
57%check_circle
FCF MarginFree cash flow
ACIW
17.3%check_circle
QTWO
12.9%
Operating MarginGAAP
ACIW
16.4%check_circle
QTWO
9.3%
NRRNet retention
ACIW
N/A
QTWO
N/A
EV / RevenueValuation multiple
ACIW
3.8xcheck_circle
QTWO
4.1x
Market CapUSD
ACIW
$5.8Bcheck_circle
QTWO
$3.8B
ARR GrowthYoY
ACIW
N/A
QTWO
N/A
CAC PaybackMonths to recover
ACIW
N/A
QTWO
N/A
insights
Analysis
As of Q1 2026, ACI WORLDWIDE, INC. trades at 3.8x EV/Revenue versus Q2 Holdings, Inc. at 4.1x. On the Rule of 40, ACI WORLDWIDE, INC. scores 24.2 compared to Q2 Holdings, Inc.'s 32.5, placing Q2 Holdings, Inc. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 47% vs Q2 Holdings, Inc. 57%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.