ACI WORLDWIDE, INC. vs ORACLE CORP
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q2 2026
Summary Verdict
ACIW: 3—ORCL: 2wins
Rule of 40
26.1ACIW
25.1ORCL
check_circleACIW leads
Revenue Growth
9.1%ACIW
17.6%ORCL
check_circleORCL leads
Gross Margin
46%ACIW
34%ORCL
check_circleACIW leads
FCF Margin
17.0%ACIW
7.4%ORCL
check_circleACIW leads
Operating Margin
15.2%ACIW
31.4%ORCL
check_circleORCL leads
NRR
—ACIW
—ORCL
Metric
Rule of 40Efficiency score
ACIW
26.1check_circle
ORCL
25.1
Revenue GrowthYoY
ACIW
9.1%
ORCL
17.6%check_circle
Gross Margin% of revenue
ACIW
46%check_circle
ORCL
34%
FCF MarginFree cash flow
ACIW
17.0%check_circle
ORCL
7.4%
Operating MarginGAAP
ACIW
15.2%
ORCL
31.4%check_circle
NRRNet retention
ACIW
N/A
ORCL
N/A
EV / RevenueValuation multiple
ACIW
3.5xcheck_circle
ORCL
6.3x
Market CapUSD
ACIW
$5.3B
ORCL
$432.5Bcheck_circle
ARR GrowthYoY
ACIW
N/A
ORCL
N/A
CAC PaybackMonths to recover
ACIW
N/A
ORCL
N/A
insights
Analysis
As of Q2 2026, ACI WORLDWIDE, INC. trades at 3.5x EV/Revenue versus ORACLE CORP at 6.3x. On the Rule of 40, ACI WORLDWIDE, INC. scores 26.1 compared to ORACLE CORP's 25.1, placing ACI WORLDWIDE, INC. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 46% vs ORACLE CORP 34%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.