ACI WORLDWIDE, INC. vs nCino, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q2 2026
Summary Verdict
ACIW: 1—NCNO: 4wins
Rule of 40
26.1ACIW
49.9NCNO
check_circleNCNO leads
Revenue Growth
9.1%ACIW
14.9%NCNO
check_circleNCNO leads
Gross Margin
46%ACIW
62%NCNO
check_circleNCNO leads
FCF Margin
17.0%ACIW
35.0%NCNO
check_circleNCNO leads
Operating Margin
15.2%ACIW
6.0%NCNO
check_circleACIW leads
NRR
—ACIW
—NCNO
Metric
Rule of 40Efficiency score
ACIW
26.1
NCNO
49.9check_circle
Revenue GrowthYoY
ACIW
9.1%
NCNO
14.9%check_circle
Gross Margin% of revenue
ACIW
46%
NCNO
62%check_circle
FCF MarginFree cash flow
ACIW
17.0%
NCNO
35.0%check_circle
Operating MarginGAAP
ACIW
15.2%check_circle
NCNO
6.0%
NRRNet retention
ACIW
N/A
NCNO
N/A
EV / RevenueValuation multiple
ACIW
3.5xcheck_circle
NCNO
3.5x
Market CapUSD
ACIW
$5.3Bcheck_circle
NCNO
$2.3B
ARR GrowthYoY
ACIW
N/A
NCNO
N/A
CAC PaybackMonths to recover
ACIW
N/A
NCNO
N/A
insights
Analysis
As of Q2 2026, ACI WORLDWIDE, INC. trades at 3.5x EV/Revenue versus nCino, Inc. at 3.5x. On the Rule of 40, ACI WORLDWIDE, INC. scores 26.1 compared to nCino, Inc.'s 49.9, placing nCino, Inc. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 46% vs nCino, Inc. 62%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.