ACI WORLDWIDE, INC. vs Marqeta, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q1 2026
Summary Verdict
ACIW: 3—MQ: 2wins
Rule of 40
24.2ACIW
20.8MQ
check_circleACIW leads
Revenue Growth
6.9%ACIW
22.0%MQ
check_circleMQ leads
Gross Margin
47%ACIW
70%MQ
check_circleMQ leads
FCF Margin
17.3%ACIW
-1.3%MQ
check_circleACIW leads
Operating Margin
16.4%ACIW
-5.8%MQ
check_circleACIW leads
NRR
—ACIW
—MQ
Metric
Rule of 40Efficiency score
ACIW
24.2check_circle
MQ
20.8
Revenue GrowthYoY
ACIW
6.9%
MQ
22.0%check_circle
Gross Margin% of revenue
ACIW
47%
MQ
70%check_circle
FCF MarginFree cash flow
ACIW
17.3%check_circle
MQ
-1.3%
Operating MarginGAAP
ACIW
16.4%check_circle
MQ
-5.8%
NRRNet retention
ACIW
N/A
MQ
N/A
EV / RevenueValuation multiple
ACIW
3.8x
MQ
1.3xcheck_circle
Market CapUSD
ACIW
$5.8Bcheck_circle
MQ
$1.7B
ARR GrowthYoY
ACIW
N/A
MQ
N/A
CAC PaybackMonths to recover
ACIW
N/A
MQ
N/A
insights
Analysis
As of Q1 2026, ACI WORLDWIDE, INC. trades at 3.8x EV/Revenue versus Marqeta, Inc. at 1.3x. On the Rule of 40, ACI WORLDWIDE, INC. scores 24.2 compared to Marqeta, Inc.'s 20.8, placing ACI WORLDWIDE, INC. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 47% vs Marqeta, Inc. 70%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.