ACI WORLDWIDE, INC. vs Marqeta, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q2 2026
Summary Verdict
ACIW: 2—MQ: 3wins
Rule of 40
26.1ACIW
28.1MQ
check_circleMQ leads
Revenue Growth
9.1%ACIW
29.3%MQ
check_circleMQ leads
Gross Margin
46%ACIW
70%MQ
check_circleMQ leads
FCF Margin
17.0%ACIW
-1.2%MQ
check_circleACIW leads
Operating Margin
15.2%ACIW
-2.1%MQ
check_circleACIW leads
NRR
—ACIW
—MQ
Metric
Rule of 40Efficiency score
ACIW
26.1
MQ
28.1check_circle
Revenue GrowthYoY
ACIW
9.1%
MQ
29.3%check_circle
Gross Margin% of revenue
ACIW
46%
MQ
70%check_circle
FCF MarginFree cash flow
ACIW
17.0%check_circle
MQ
-1.2%
Operating MarginGAAP
ACIW
15.2%check_circle
MQ
-2.1%
NRRNet retention
ACIW
N/A
MQ
N/A
EV / RevenueValuation multiple
ACIW
3.5x
MQ
1.0xcheck_circle
Market CapUSD
ACIW
$5.3Bcheck_circle
MQ
$1.6B
ARR GrowthYoY
ACIW
N/A
MQ
N/A
CAC PaybackMonths to recover
ACIW
N/A
MQ
N/A
insights
Analysis
As of Q2 2026, ACI WORLDWIDE, INC. trades at 3.5x EV/Revenue versus Marqeta, Inc. at 1.0x. On the Rule of 40, ACI WORLDWIDE, INC. scores 26.1 compared to Marqeta, Inc.'s 28.1, placing Marqeta, Inc. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 46% vs Marqeta, Inc. 70%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.