ACI WORLDWIDE, INC. vs Instructure Holdings, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q2 2026
Summary Verdict
ACIW: 3—INST: 2wins
Rule of 40
26.1ACIW
-14.4INST
check_circleACIW leads
Revenue Growth
9.1%ACIW
33.4%INST
check_circleINST leads
Gross Margin
46%ACIW
65%INST
check_circleINST leads
FCF Margin
17.0%ACIW
-47.8%INST
check_circleACIW leads
Operating Margin
15.2%ACIW
-2.3%INST
check_circleACIW leads
NRR
—ACIW
—INST
Metric
Rule of 40Efficiency score
ACIW
26.1check_circle
INST
-14.4
Revenue GrowthYoY
ACIW
9.1%
INST
33.4%check_circle
Gross Margin% of revenue
ACIW
46%
INST
65%check_circle
FCF MarginFree cash flow
ACIW
17.0%check_circle
INST
-47.8%
Operating MarginGAAP
ACIW
15.2%check_circle
INST
-2.3%
NRRNet retention
ACIW
N/A
INST
N/A
EV / RevenueValuation multiple
ACIW
3.3xcheck_circle
INST
5.9x
Market CapUSD
ACIW
$5.1Bcheck_circle
INST
$3.5B
ARR GrowthYoY
ACIW
N/A
INST
N/A
CAC PaybackMonths to recover
ACIW
N/A
INST
N/A
insights
Analysis
As of Q2 2026, ACI WORLDWIDE, INC. trades at 3.3x EV/Revenue versus Instructure Holdings, Inc. at 5.9x. On the Rule of 40, ACI WORLDWIDE, INC. scores 26.1 compared to Instructure Holdings, Inc.'s -14.4, placing ACI WORLDWIDE, INC. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 46% vs Instructure Holdings, Inc. 65%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.