ACI WORLDWIDE, INC. vs Guidewire Software, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q2 2026
Summary Verdict
ACIW: 3—GWRE: 2wins
Rule of 40
26.1ACIW
-8.9GWRE
check_circleACIW leads
Revenue Growth
9.1%ACIW
12.9%GWRE
check_circleGWRE leads
Gross Margin
46%ACIW
63%GWRE
check_circleGWRE leads
FCF Margin
17.0%ACIW
-21.8%GWRE
check_circleACIW leads
Operating Margin
15.2%ACIW
6.8%GWRE
check_circleACIW leads
NRR
—ACIW
—GWRE
Metric
Rule of 40Efficiency score
ACIW
26.1check_circle
GWRE
-8.9
Revenue GrowthYoY
ACIW
9.1%
GWRE
12.9%check_circle
Gross Margin% of revenue
ACIW
46%
GWRE
63%check_circle
FCF MarginFree cash flow
ACIW
17.0%check_circle
GWRE
-21.8%
Operating MarginGAAP
ACIW
15.2%check_circle
GWRE
6.8%
NRRNet retention
ACIW
N/A
GWRE
N/A
EV / RevenueValuation multiple
ACIW
3.5xcheck_circle
GWRE
8.7x
Market CapUSD
ACIW
$5.3B
GWRE
$11.7Bcheck_circle
ARR GrowthYoY
ACIW
N/A
GWRE
N/A
CAC PaybackMonths to recover
ACIW
N/A
GWRE
N/A
insights
Analysis
As of Q2 2026, ACI WORLDWIDE, INC. trades at 3.5x EV/Revenue versus Guidewire Software, Inc. at 8.7x. On the Rule of 40, ACI WORLDWIDE, INC. scores 26.1 compared to Guidewire Software, Inc.'s -8.9, placing ACI WORLDWIDE, INC. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 46% vs Guidewire Software, Inc. 63%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.