ACI WORLDWIDE, INC. vs Coursera, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q2 2026
Summary Verdict
ACIW: 2—COUR: 3wins
Rule of 40
26.1ACIW
34.4COUR
check_circleCOUR leads
Revenue Growth
9.1%ACIW
26.0%COUR
check_circleCOUR leads
Gross Margin
46%ACIW
56%COUR
check_circleCOUR leads
FCF Margin
17.0%ACIW
8.4%COUR
check_circleACIW leads
Operating Margin
15.2%ACIW
-16.1%COUR
check_circleACIW leads
NRR
—ACIW
—COUR
Metric
Rule of 40Efficiency score
ACIW
26.1
COUR
34.4check_circle
Revenue GrowthYoY
ACIW
9.1%
COUR
26.0%check_circle
Gross Margin% of revenue
ACIW
46%
COUR
56%check_circle
FCF MarginFree cash flow
ACIW
17.0%check_circle
COUR
8.4%
Operating MarginGAAP
ACIW
15.2%check_circle
COUR
-16.1%
NRRNet retention
ACIW
N/A
COUR
N/A
EV / RevenueValuation multiple
ACIW
3.5x
COUR
0.3xcheck_circle
Market CapUSD
ACIW
$5.3Bcheck_circle
COUR
$958.5M
ARR GrowthYoY
ACIW
N/A
COUR
N/A
CAC PaybackMonths to recover
ACIW
N/A
COUR
N/A
insights
Analysis
As of Q2 2026, ACI WORLDWIDE, INC. trades at 3.5x EV/Revenue versus Coursera, Inc. at 0.3x. On the Rule of 40, ACI WORLDWIDE, INC. scores 26.1 compared to Coursera, Inc.'s 34.4, placing Coursera, Inc. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 46% vs Coursera, Inc. 56%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.