ACI WORLDWIDE, INC. vs Coursera, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q1 2026
Summary Verdict
ACIW: 3—COUR: 2wins
Rule of 40
24.2ACIW
18.6COUR
check_circleACIW leads
Revenue Growth
6.9%ACIW
8.9%COUR
check_circleCOUR leads
Gross Margin
47%ACIW
55%COUR
check_circleCOUR leads
FCF Margin
17.3%ACIW
9.7%COUR
check_circleACIW leads
Operating Margin
16.4%ACIW
-9.3%COUR
check_circleACIW leads
NRR
—ACIW
—COUR
Metric
Rule of 40Efficiency score
ACIW
24.2check_circle
COUR
18.6
Revenue GrowthYoY
ACIW
6.9%
COUR
8.9%check_circle
Gross Margin% of revenue
ACIW
47%
COUR
55%check_circle
FCF MarginFree cash flow
ACIW
17.3%check_circle
COUR
9.7%
Operating MarginGAAP
ACIW
16.4%check_circle
COUR
-9.3%
NRRNet retention
ACIW
N/A
COUR
N/A
EV / RevenueValuation multiple
ACIW
3.8x
COUR
0.3xcheck_circle
Market CapUSD
ACIW
$5.8Bcheck_circle
COUR
$975.0M
ARR GrowthYoY
ACIW
N/A
COUR
N/A
CAC PaybackMonths to recover
ACIW
N/A
COUR
N/A
insights
Analysis
As of Q1 2026, ACI WORLDWIDE, INC. trades at 3.8x EV/Revenue versus Coursera, Inc. at 0.3x. On the Rule of 40, ACI WORLDWIDE, INC. scores 24.2 compared to Coursera, Inc.'s 18.6, placing ACI WORLDWIDE, INC. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 47% vs Coursera, Inc. 55%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.