ACI WORLDWIDE, INC. vs Commerce.com, Inc.
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q2 2026
Summary Verdict
ACIW: 4—CMRC: 1wins
Rule of 40
26.1ACIW
15.7CMRC
check_circleACIW leads
Revenue Growth
9.1%ACIW
2.7%CMRC
check_circleACIW leads
Gross Margin
46%ACIW
77%CMRC
check_circleCMRC leads
FCF Margin
17.0%ACIW
13.0%CMRC
check_circleACIW leads
Operating Margin
15.2%ACIW
0.4%CMRC
check_circleACIW leads
NRR
—ACIW
—CMRC
Metric
Rule of 40Efficiency score
ACIW
26.1check_circle
CMRC
15.7
Revenue GrowthYoY
ACIW
9.1%check_circle
CMRC
2.7%
Gross Margin% of revenue
ACIW
46%
CMRC
77%check_circle
FCF MarginFree cash flow
ACIW
17.0%check_circle
CMRC
13.0%
Operating MarginGAAP
ACIW
15.2%check_circle
CMRC
0.4%
NRRNet retention
ACIW
N/A
CMRC
N/A
EV / RevenueValuation multiple
ACIW
3.5x
CMRC
1.2xcheck_circle
Market CapUSD
ACIW
$5.3Bcheck_circle
CMRC
$289.2M
ARR GrowthYoY
ACIW
N/A
CMRC
N/A
CAC PaybackMonths to recover
ACIW
N/A
CMRC
N/A
insights
Analysis
As of Q2 2026, ACI WORLDWIDE, INC. trades at 3.5x EV/Revenue versus Commerce.com, Inc. at 1.2x. On the Rule of 40, ACI WORLDWIDE, INC. scores 26.1 compared to Commerce.com, Inc.'s 15.7, placing ACI WORLDWIDE, INC. ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 46% vs Commerce.com, Inc. 77%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.