ACI WORLDWIDE, INC. vs ORACLE CORP
Side-by-Side SaaS Metrics & Valuation Comparison
analyticsVertical SaaS
Data as of Q1 2026
Summary Verdict
ACIW: 1—ORCL: 4wins
Rule of 40
24.2ACIW
32.8ORCL
check_circleORCL leads
Revenue Growth
6.9%ACIW
8.6%ORCL
check_circleORCL leads
Gross Margin
47%ACIW
37%ORCL
check_circleACIW leads
FCF Margin
17.3%ACIW
24.2%ORCL
check_circleORCL leads
Operating Margin
16.4%ACIW
30.2%ORCL
check_circleORCL leads
NRR
—ACIW
—ORCL
Metric
Rule of 40Efficiency score
ACIW
24.2
ORCL
32.8check_circle
Revenue GrowthYoY
ACIW
6.9%
ORCL
8.6%check_circle
Gross Margin% of revenue
ACIW
47%check_circle
ORCL
37%
FCF MarginFree cash flow
ACIW
17.3%
ORCL
24.2%check_circle
Operating MarginGAAP
ACIW
16.4%
ORCL
30.2%check_circle
NRRNet retention
ACIW
N/A
ORCL
N/A
EV / RevenueValuation multiple
ACIW
3.8xcheck_circle
ORCL
5.5x
Market CapUSD
ACIW
$5.8B
ORCL
$374.1Bcheck_circle
ARR GrowthYoY
ACIW
N/A
ORCL
N/A
CAC PaybackMonths to recover
ACIW
N/A
ORCL
N/A
insights
Analysis
As of Q1 2026, ACI WORLDWIDE, INC. trades at 3.8x EV/Revenue versus ORACLE CORP at 5.5x. On the Rule of 40, ACI WORLDWIDE, INC. scores 24.2 compared to ORACLE CORP's 32.8, placing ORACLE CORP ahead in operating efficiency. Gross margins stand at ACI WORLDWIDE, INC. 47% vs ORACLE CORP 37%.
Sector Context
Both companies operate in the Vertical SaaS sector. The median columns above show where each company stands relative to their peers.